Pursuing higher education, whether in India or overseas, often involves significant financial investment. Education loans bridge the gap between your aspirations and financial constraints, covering tuition fees, living expenses, travel, and other related costs. We assist students and parents in navigating the education loan landscape.

Our Education Loan Services

• EMI Calculators: Estimate your monthly loan repayment based on loan amount, interest rate, and tenure.
• Pre-Eligibility Checker: Get an initial assessment of your loan eligibility based on basic criteria (API integration needed - requires partnership with lenders like HDFC, ICICI, CredAvenue).
• Document Checklist & Support: Providing a clear list of required documents and assistance in preparing the application.
• Lender Comparison: Helping compare offers, interest rates, and terms from various banks and NBFCs we partner with.

Tools & Resources

Our Assistance Includes

• Course & Institution Eligibility: Helping understand loan eligibility criteria based on the chosen course and institution (India/Abroad).
• Loan Amount & Coverage: Guidance on assessing required loan amount and understanding what expenses are typically covered (tuition, hostel, books, travel, etc.).
• Interest Rates & Terms: Comparing interest rates (fixed/floating), processing fees, moratorium periods, and repayment tenures from different lenders.
• Collateral Requirements: Explaining requirements for collateral security based on the loan amount and lender policies.
• Co-applicant/Guarantor Needs: Clarifying the role and requirement of a co-applicant (usually parents/guardian).
• Documentation & Application: Assisting with the preparation and submission of the loan application and required documents.

Key Benefits of Education Loans

• Funds higher education without straining family savings.
• Covers a wide range of education-related expenses.
• Moratorium period allows repayment to start after course completion.
• Tax benefits on interest paid under Section 80E of the Income Tax Act.
• Builds credit history for the student.

We partner with various financial institutions to help you find the most suitable education loan product tailored to your specific academic journey.